Welcome! Start Building Your Business Credit Today
Use your approved NAV trade credit line to purchase professional assessments and establish positive payment history with Experian. Every on-time payment strengthens your business credit profile.
How Credit Building Works
Simple, transparent process to establish and strengthen your business credit profile
Select a subscription or bundle using your NAV-approved credit line. Net-30 payment terms apply.
Access professional assessments for your hiring and workforce development needs.
Make your payment within 30 days to maintain positive payment history.
We report your positive payment history to Experian, strengthening your business credit.
Credit Builder Subscription
The most effective way to build business credit consistently. Monthly payments create ongoing positive reporting to Experian.
12 Months = 12 Positive Reports
Consistent monthly payments build strong credit history
Reported to Experian
Every on-time payment strengthens your business credit profile
5 Assessments Monthly
Choose any combination of LeverageAptitude or LeverageDevelopment
Net-30 Terms
Use your NAV credit line, pay within 30 days
Cancel Anytime
No long-term commitment required
Real Business Value
Use assessments for hiring decisions, employee development, and workforce planning while building credit
Other Credit Building Options
Prefer a one-time purchase? Choose from our bundle packages.
Trusted Experian Data Furnisher
Leverage Assessments is an authorized data furnisher to Experian, one of the three major business credit bureaus.
Every on-time payment is reported to Experian, building your positive payment history.
Use your NAV-approved credit line with 30-day payment terms on all purchases.
Professional assessments you can actually use for hiring and workforce development.
Frequently Asked Questions
After you make a purchase using your NAV credit line, we invoice you with Net-30 terms. When you pay within 30 days, we report your positive payment history to Experian. This helps establish and strengthen your business credit profile.
Consistent monthly payments create ongoing positive reporting to Experian. A 12-month subscription results in 12 separate positive payment reports, which is more valuable for credit building than a single one-time purchase. Credit bureaus favor consistent, long-term payment history.
LeverageAptitude assessments evaluate job candidates for role compatibility, work habits, and reliability. LeverageDevelopment assessments focus on employee development, productivity, and growth readiness. Both provide instant digital reports to support hiring and workforce decisions.
Yes, you can cancel your subscription at any time with no penalties. However, we recommend maintaining it for at least 12 months to maximize your credit-building benefit through consistent positive reporting.
Many NAV customers purchase our services primarily for credit building, with the assessments as a valuable secondary benefit. The assessments never expire, so you can use them whenever you have hiring or development needs. Think of it as building credit while banking professional services for future use.
Ready to Build Your Business Credit?
Start with our Credit Builder Subscription and establish positive payment history with Experian today.